PumaPay

A free blockchain pull payment protocol that makes crypto billing accessible to every business

They provide an open source free block-chain-based protocol that decentralizes the entire hierarchy of transaction processing services and provides solutions for the three major payment types mentioned above. It also provides solutions for standard payment features such as refund guarantees and limited payments. With their comprehensive and flexible protocol, adapters use almost any familiar billing methodology to handle transactions and combine traditional methods (credit cards) with block-chain-based solutions. It is also a free protocol that saves a lot of money for businesses and consumers over time as it stops paying commissions that are familiar with the traditional platform. They are introducing PMA tokens that try to get widely accepted by merchants of all sizes around the world.Puma (PumaPay Protocol and Token) supports the most common transactions in both online and offline areas. This is what companies currently embracing cryptocurrency are facing, but they break down the impossible barriers because of the lack of infrastructure.PumaPay is poised to become this infrastructure that will enable widespread adoption of Cryptocurrency. Visa and Mastercard Be careful!

PumaPay is built on the backbone of the Ethereum network and uses the most recent ERC233 token standard. Among other things, you should be careful because ERC233 eliminates the risk of token loss due to incorrect contract disposition. This StackExchange Thread Parent Response describes the differences well.

Protocols and Tokens.

The PumaPay Protocol will be open to the community for development. The protocol has built-in modules to facilitate major payment types outlined here, but it is designed to encourage community development. Our goal is to be a standard platform for businesses to develop customized block-chain payment solutions. The ‘PMA’ token is the currency exchanged between your Puma PayWallet. At first, the user exchanges ETH for PMA tokens, but is based on the generic PMA market, and will introduce the system’s ingenious cryptocurrency value , Puma Pei.

They provide an open source free block-chain-based protocol that decentralizes the entire hierarchy of transaction processing services and provides solutions for the three major payment types mentioned above. It also provides solutions for standard payment features such as refund guarantees and limited payments. With their comprehensive and flexible protocol, adapters use almost any familiar billing methodology to handle transactions and combine traditional methods (credit cards) with block-chain-based solutions. It is also a free protocol that saves a lot of money for businesses and consumers over time as it stops paying commissions that are familiar with the traditional platform.

ntroducing PMA tokens that are trying to be widely accepted by merchants of all sizes around the world. Puma (PumaPay Protocol and Token) supports the most common transactions in both online and offline areas. This is what companies currently embracing cryptocurrency are facing, but they break down the impossible barriers because of the lack of infrastructure. PumaPay is poised to become this infrastructure that will enable widespread adoption of Cryptocurrency. Visa and Mastercard Be careful!

Here’s how it works. PumaPay is built on the backbone of the

thereum network and uses the most recent ERC233 token standard. Among other things, you should be careful because ERC233 eliminates the risk of token loss due to incorrect contract disposition. This StackExchange Thread Parent Response describes the differences well.

Protocols and Tokens. The PumaPay Protocol will be open to the community for development. The protocol has built-in modules to facilitate major payment types outlined here, but it is designed to encourage community development. Our goal is to be a standard platform for businesses to develop customized block-chain payment solutions. The ‘PMA’ token is the currency exchanged between your Puma PayWallet. At first, the user exchanges ETHs for PMA tokens, but there is a constant value based on the general PMA market and becomes the system’s original cryptocurrency. These are the core of the PumaPay system. Pull Contracts allows companies to define the cost and terms of a transaction. If the customer agrees to the terms, the payment loop is completed. PullContracts is flexible enough to allow one-time payments, recurring payments, shared payments, guaranteed refunds, and limited expense rules.

Once PullContract receives the consumer’s consent, a PullRequest is created to complete the transaction and retrieve the PMA token from the customer’s wallet to the business wallet. For example, if a customer buys a coffee, they agree to the pull. The PullRequest can then process the coffee costs in the Pull. If PullContract includes cost sharing, PullRequest can fetch money from two different consumer wallets. If you do not have enough funds to buy, you can immediately see your business as if the declined credit card worked today. It is important to note that PullContracts can easily handle the essential consumer payment requirements required for day-to-day operations, such as Money Back Guarantee. If the customer returns the product, PullContract can facilitate a refund of the payment. In the current decryption ecosystem, this requires too much manual effort and PumaPay aims to automate this kind of daily transaction. An additional payment tool available on this platform is the idea of ​​payment restrictions. For example, a parent can provide a certain amount of spending money to a child, but it can only be used for certain types of purchases. (Ie school supplies are fine but candy is not). I think this kind of money control on money shared with others can be very powerful.

PumaPay SDK (Software Development Kit)

All of this will be possible and possible using the SDK for developers. Because PumaPay is a trading platform, it only has a commission on the block chain itself for transaction validation, so there is tremendous room for developers to adopt and build this platform.

The use case of PullContract occurs repeatedly because it is as wide as the developer’s imagination. You can use PullRequest to code to meet your requirements before payments are requested or requested. Integrating into an existing system is only a matter for companies developing code that triggers existing work based on PumaPay PullContract results. For example

PMA economy
The PMA signs support our protocol and contribute to the growth of our ecosystem. We will promote the adoption of PumaPay tokens in the online and offline industries, while focusing on e-commerce and online services. By facilitating the integration of our protocols and making FDI as a de facto payment medium, we aim to reach a critical mass of users, thus building a growing crypto economy.
Security Mechanism, Trust & Anonymity
PumaPay aims to address the trust issues between business and customers, optimize security and protect the privacy and anonymous users.

• Payment Restricted
• Money back guarantee

Our protocol is a flexible solution that accommodates all billing needs. This allows companies to take advantage of previously created PullContracts, or to customize different plug-ins and modules to build their own solutions.

Our token economy rests on 5 pillars:

Growth Engine
PumaPay will provide incentives for Businesses and Service Providers to utilize the PumaPay Protocol.

Early Adopters
Businesses from various industries who have already committed to integrate PumaPay’s solutions.

Launch Partners
Our launch partners will integrate the PumaPay Protocol into their platforms and work closely with us to create a basis for decentralizing entire industries through widespread adoption of PumaPay Token.

PumaPay Pride
As part of the supporting systems to be developed in order to facilitate the adoption of the PumaPay Token, we will incorporate an application as part of our wallet in which businesses that process with PumaPay Token will appear.

Third Party Complementary Service Providers
Enable third party companies to create a layer of services on top of the Protocol, contribute to the PumaPay ecosystem, and create new business opportunities for businesses (e.g. credit networks, security, code verification and more).

Token Allocation

Roadmap

Q1 2018
PumaPay ICO
PMA Token V1.0
Integration V1.0 with a great initial adopter
Beginning Q3 2018
Testing the next gene. blockchain
Integration V1.0 with ChatMaker
Beginning Q4 2018
PMA Token V2.0
Android V2.0 Wallet
SDK I (NodeJS) V2.0
Integration V2.0 with great initial adopters
Integration of V2.0 with Early Adopters
Reward Engine
Beginning Q1 2019
Chrome Wallet V2.0
IOS V2.0 Wallet
Integration V2.0 with ChatMaker
SDK II (Java, Python, …) V2.0

TEAM

For more details :
Website: http://www.pumapay.io/
Facebook: https://www.facebook.com/PumaPay/
Twitter: https://twitter.com/PumaPay
Telegram: https://t.me/PumaPay